Do You Have More Time than Money? Or More Money than Time?

Time or Money: Which Is More Available To You? (And How to Use These Precious Commodities as Wisely as Possible)

Remember when I mentioned that we'd been thinking about hiring someone to mow our lawn? Well, we did it. And I must admit that for a frugal-to-a-fault gal, it feels pretty weird to be paying a guy to do something we are perfectly capable of doing … [Read more...]

Are Student Loans Good Debt?

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In Tuesday's post about credit card debt, Melissa asked: What is your take on other loans- like college loans, or once you’re done with college and have higher education loans (masters, doctorate)? I started to answer her, but then decided the … [Read more...]

Budgeting Basics | What’s wrong with a little bit of credit card debt?

Credit Card Debt Stress

What's wrong with a little bit of credit card debt? During last week's KOAB Budgeting Webinar, I was asked this question and honestly, it caught me off guard. I did my best to answer, but I have been reflecting ever since on the question and my … [Read more...]

How to Get Cheap Sports Tickets with Score Big


My children have followed in my footsteps as avid sports fans. However in today’s day and age, paying full price seems to cost an arm and a leg. And that’s before they hit you with the added processing, printing, shipping and various others … [Read more...]

5 Ways Losing Weight Is Like Getting Out of Debt


Today marks a pretty exciting day for me. I am officially more than half-way to my weight loss goal. On July 1st, I set out to lose 50 pounds. Today, I stepped on the scale and - hooray! - had lost 26 pounds. To celebrate, I'm writing this … [Read more...]

How to Prepare for Rising Food Prices


It's no secret that this has been the hottest, driest summer on record for more than fifty years. If you live in the Midwest like I do, all you have to do is look at your front yard to understand the impact the drought is having on our … [Read more...]

Reader’s Story | So Excited to be Getting Out of Debt!

I'm so excited for my reader, J! She's been emailing me for a while about their getting out of debt plans - and now they are really on a roll with their debt snowball. Dear Mara, We just paid off our SECOND DEBT! Turned out car needed minor … [Read more...] Tutorial, Part 3 | How to Split Expenses

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While there is no right or wrong way to track expenses, I have found that the best way for my family is with Instead of having to check through all my credit cards and bank cards, or remember to save every single receipt (only to inevitably … [Read more...]

Monthly Deficit in the Thousands – What do you do?

I just responded to a question from a new reader on my About Me page, but it was such a pull-at-my-heart question, that I wanted to share it as a post, too. I'm sure Jeff can't be the only one going through this - and maybe this discussion will help … [Read more...]