Open Checking Account – Get $50 Bonus (Perfect for Pesach Budgeting)

We’ve been talking a lot about how to save money on Pesach and of course, the most important thing you can do to spend less is to have a budget. And to make it trackable. If you’re not tracking your spending, a budget is mere theory. One very easy way to track your spending is [...]

Budgeting Basics | How To Tips for Passover Budgeting

passover-savings

Tonight starts Purim. And you know what that means… Just one more month ’til Pesach. Deep breaths. We can still enjoy our Purim chagigot! But come Sunday, it’s time to get serious about the business of budgeting for Pesach – okay? I know the timing of this post might seem odd, but I’ve gotten so [...]

Delayed Gratification | What Do You Think? Typical? Or Exceptional?

delayed-gratification

I signed up for the financial newsletter LearnVest a few weeks ago. Of course, true to form, I went ahead and selected all the various newsletters, so every morning I now have a deluge of emails in my inbox. I’ve actually gleaned a lot of inspiration from them – blogging and otherwise. Like today, there [...]

Budgeting Basics | The Importance of Checking Your Credit Report Regularly

annual-credit-report

I’m fond of saying that personal finance is PERSONAL. Which, to me, means there really is no objective right or wrong way to save money, make a budget or allocate your resources. If it works for you – it works. But there are a few things that I think are objective. And one of those [...]

FREE 10-Day E-Course on Personal Finance

The personal finance website LearnVest has a great offer right now: Sign up for a FREE 10-day ecourse to learn how to better manage your money. They’re calling it a Boot Camp, so you know it’s serious! The 10-day email program gives you daily to-dos to achieve your financial goals. Learn how to: Discover where you’re [...]

Budgeting Basics | How to Stop Having a Car Loan

car-for-sale

Car loans are pretty much a way of life in America. According to CNW Marketing Research, 70.5 percent of people finance their cars. Seven out of ten. Of the remaining 29.5%, 18.5% lease them and 11% pay cash up front. So, seriously, when I say way of life, I’m not exaggerating. I recognize that writing [...]

Budgeting Basics | Sink Funds vs. Cash Flow vs. Delayed Gratification

By now, you know that I love sink funds to help us pay for our expected annual expenses – like our insurance premiums. And that sink funds have also been great for us for the expenses we can anticipate having, but don’t know when or how they’ll hit – like car repairs and medical bills. [...]

When Your Budget Is In Crisis, What Do You Do?

In Wednesday’s Budgeting Basics post, guest poster Rifka talked about the “Kulam b’Minus” mentality. In response, a reader named Tzipi asked: Everything you said makes perfect sense, but the question is, how do you get out of the minus? We have all our numbers written out, we know what we owe, and to whom we [...]