Let’s Discuss | How Much Money Do You Need To Live Comfortably?

I just read this article in the USA Today, which concludes that you need to earn at least $150,000 a year to pay for the basics, save and cover a few extras. I was floored! My husband and I don't earn anywhere near $150,000 per year, and we are … [Read more...]

Open Checking Account – Get $50 Bonus (Perfect for Pesach Budgeting)

We've been talking a lot about how to save money on Pesach and of course, the most important thing you can do to spend less is to have a budget. And to make it trackable. If you're not tracking your spending, a budget is mere theory. One … [Read more...]

Budgeting Basics | How To Tips for Passover Budgeting

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Tonight starts Purim. And you know what that means... Just one more month 'til Pesach. Deep breaths. We can still enjoy our Purim chagigot! But come Sunday, it's time to get serious about the business of budgeting for Pesach - okay? I know … [Read more...]

Delayed Gratification | What Do You Think? Typical? Or Exceptional?

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I signed up for the financial newsletter LearnVest a few weeks ago. Of course, true to form, I went ahead and selected all the various newsletters, so every morning I now have a deluge of emails in my inbox. I've actually gleaned a lot of … [Read more...]

Budgeting Basics | The Importance of Checking Your Credit Report Regularly

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I'm fond of saying that personal finance is PERSONAL. Which, to me, means there really is no objective right or wrong way to save money, make a budget or allocate your resources. If it works for you - it works. But there are a few things that I … [Read more...]

FREE 10-Day E-Course on Personal Finance

The personal finance website LearnVest has a great offer right now: Sign up for a FREE 10-day ecourse to learn how to better manage your money. They're calling it a Boot Camp, so you know it's serious! The 10-day email program gives you daily … [Read more...]

Budgeting Basics | Sink Funds vs. Cash Flow vs. Delayed Gratification

By now, you know that I love sink funds to help us pay for our expected annual expenses - like our insurance premiums. And that sink funds have also been great for us for the expenses we can anticipate having, but don't know when or how they'll … [Read more...]

When Your Budget Is In Crisis, What Do You Do?

In Wednesday's Budgeting Basics post, guest poster Rifka talked about the "Kulam b'Minus" mentality. In response, a reader named Tzipi asked: Everything you said makes perfect sense, but the question is, how do you get out of the minus? We have all … [Read more...]

Budgeting Basics | Kulam b’Minus – But Is it Really Beseder? {Guest Post}

Today's guest post comes from one of KOAB's Israeli readers, Rifka Lebowitz. Whether you live in Israel or North America, I think Rifka's post gives all us food for thought. It’s no secret that reckless attitudes can have tragic consequences. … [Read more...]

Open a Checking Account – Get $50 Bonus

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Last month, I mentioned my love for Capital One 360. We keep all our sink funds in Capital One savings, and our virtual grocery cash envelope is in a Capital One 360 checking account. If you have been thinking about opening an account at Capital … [Read more...]