FREE 10-Day E-Course on Personal Finance

The personal finance website LearnVest has a great offer right now: Sign up for a FREE 10-day ecourse to learn how to better manage your money. They're calling it a Boot Camp, so you know it's serious! The 10-day email program gives you daily … [Read more...]

Budgeting Basics | Sink Funds vs. Cash Flow vs. Delayed Gratification

By now, you know that I love sink funds to help us pay for our expected annual expenses - like our insurance premiums. And that sink funds have also been great for us for the expenses we can anticipate having, but don't know when or how they'll … [Read more...]

When Your Budget Is In Crisis, What Do You Do?

In Wednesday's Budgeting Basics post, guest poster Rifka talked about the "Kulam b'Minus" mentality. In response, a reader named Tzipi asked: Everything you said makes perfect sense, but the question is, how do you get out of the minus? We have all … [Read more...]

Budgeting Basics | Kulam b’Minus – But Is it Really Beseder? {Guest Post}

Today's guest post comes from one of KOAB's Israeli readers, Rifka Lebowitz. Whether you live in Israel or North America, I think Rifka's post gives all us food for thought. It’s no secret that reckless attitudes can have tragic consequences. … [Read more...]

Open a Checking Account – Get $50 Bonus

Last month, I mentioned my love for Capital One 360. We keep all our sink funds in Capital One savings, and our virtual grocery cash envelope is in a Capital One 360 checking account. If you have been thinking about opening an account at Capital … [Read more...]

Budgeting Basics | Our Budget Categories

You asked. I'm answering. In the interest of maintaining a modicum of privacy, I am not disclosing the actual dollar amount we spend, rather the percentage that each category represents of our overall spending. Please do not deem this post as … [Read more...]

Budgeting Basics | Our 2012 Budget – What Changes We’re Making & Why

This morning, I sat down to fine tune our January budget in Excel. (Even though I love Mint, I plan out our budgets in Excel every  month, and then transfer those totals over to Mint as necessary. I use Mint primarily for tracking, and Excel for … [Read more...]

Budgeting Basics | Face Your Debt Demons

Earlier this week, I talked about the "budget leaks" we have been experiencing in our budget this year. And I encouraged you to take a look at your budgets and find your own leaks. "That's all well and good," a reader named Rachel (not her real … [Read more...]

Budgeting Basics | Confession Time: I’ve got leaks in my budget.

If you're anything like me, the end of the year means a rather frantic rush to get organized. I'm decluttering, selling stuff like a madwoman on Craigslist, giving mountains of stuff away (tax deduction!), clearing off my desk, and making lists. I … [Read more...]

How to Use Sink Funds to Save Money

This post contains my referral link, which help to support Kosher on a Budget. For more information, see my disclosure policy. I've talked before about what a sink fund is - and how it helps to stretch our budget. Today I want to explain … [Read more...]