Open an Online Savings Account to Set Up Your Sink Funds (+ Reflections on the New Capital One 360)

piggy banks

You’ve heard me sing the praises of our online savings accounts for keeping our sink funds (and emergency fund) separate from the rest of our monthly spending money. In fact, to this day, those sink funds keep our budget humming along. They are probably the best thing we’ve done for our household budgeting. Until recently [...]

Do You Have More Time than Money? Or More Money than Time?

more time than money

Remember when I mentioned that we’d been thinking about hiring someone to mow our lawn? Well, we did it. And I must admit that for a frugal-to-a-fault gal, it feels pretty weird to be paying a guy to do something we are perfectly capable of doing ourselves. But for 90 minutes twice a month ($60 [...]

Are Student Loans Good Debt?

graduation cap

In Tuesday’s post about credit card debt, Melissa asked: What is your take on other loans- like college loans, or once you’re done with college and have higher education loans (masters, doctorate)? I started to answer her, but then decided the question deserved its own post. This is a tough question because student loans, like [...]

Budgeting Basics | What’s wrong with a little bit of credit card debt?

Credit Card Debt Stress

What’s wrong with a little bit of credit card debt? During last week’s KOAB Budgeting Webinar, I was asked this question and honestly, it caught me off guard. I did my best to answer, but I have been reflecting ever since on the question and my surprised reaction to it. After the uphill road we [...]

Price Books 101 & Free Printables

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True Story: I’m not a super brand loyal person, but if I’m not making my own tomato sauce, I really prefer Newman’s Own Marinara sauce. Yes, I’ll use Barilla – or something else, if I’ve got a coupon. But Newman’s Own tastes the best to me. Great, but what does tomato sauce have to do [...]

How to Get Discount Tickets to Sporting Events (Part 1)

wrigley-field

This is a “guest” post written by husband, Frankie Sachs, former Sports Editor for the Jerusalem Post and current Managing Editor for the Euroleague. (Yeah, I’m a little proud. But really, that’s my way of letting you know he comes by his knowledge of sports honestly.) My children have followed in my footsteps as avid [...]

5 Ways Losing Weight Is Like Getting Out of Debt

scale

Today marks a pretty exciting day for me. I am officially more than half-way to my weight loss goal. On July 1st, I set out to lose 50 pounds. Today, I stepped on the scale and – hooray! – had lost 26 pounds. To celebrate, I’m writing this post, which has been floating around my [...]

How to Prepare for Rising Food Prices

drought

It’s no secret that this has been the hottest, driest summer on record for more than fifty years. If you live in the Midwest like I do, all you have to do is look at your front yard to understand the impact the drought is having on our landscape. But it isn’t just flower beds [...]