How We Got Rid of Cable (And What We Watch Instead)

How we cut the cable cord

Nationwide, the average pay cable bill (not including internet and phone service) was $86 in 2011. It's expected to reach $123 by 2015, according to estimates by the NPD Group. That's well over $1000 a year on something that -- at least … [Read more...]

6 Ways to Make Hosting Shabbat Meals More Affordable

6 Ways to Make Hosting Shabbat Meals More Affordable

Over the weekend, I received a great question about how to budget for the expense of hosting Shabbat meals. I recently started reviewing your blog and I'm totally inspired. My husband and I are hitting rough times at the moment and when we sat down … [Read more...]

How Using Sink Funds Can Break the Paycheck to Paycheck Cycle

How Using Sink Funds Can Break the Paycheck to Paycheck Cycle

For years, my husband and I lived paycheck to paycheck. Then life happened, and we started living credit card bill to credit card bill. The way we climbed our way out of that cycle is a long story, but if I had to pick the one turning point, I'd say … [Read more...]

How to Restock Your Fridge & Freezer After a Power Outage (On a Budget)

How to Restock Your Fridge (On a Budget) After a Power Outage. Great tips for anyone who has been without power for more than 24 hours. Via KosheronaBudget.com

Whether your power went out because of a natural disaster, or you find yourself moving across country and need to start over with an empty fridge, here is my advice for how to restock on a budget. Tip #1: Make a List of What You Had When you … [Read more...]

How to Save Money with the SavingStar App

How to Save Money with SavingStar

Smart phones are the hottest way to save money right now. Personally, I'm loving all these new money-saving apps, because they make it so easy to save. One of these apps that I've been using lately is SavingStar. SavingStar started out as a … [Read more...]

How to Stop Having a Car Loan

How to Stop Having a Car Loan

Car loans are pretty much a way of life in America. According to CNW Marketing Research, 70.5 percent of people finance their cars. Seven out of ten. Of the remaining 29.5%, 18.5% lease them and 11% pay cash up front. So, seriously, when I … [Read more...]

Price Books 101 & Free Printables

How to Make a Price Book (Tutorial & Free Printables)

I'm not a super brand loyal person, but if I'm not making my own tomato sauce, I really prefer Newman's Own Marinara sauce. Yes, I'll use Barilla - or something else, if I've got a coupon. But Newman's Own tastes the best to me. Great, but what … [Read more...]

Personal Budget Coaching for 2014

Personal Budget Coaching

Personal Budget Coaching Are you drowning under debt, but resolved to turning that around in 2014? Are you uncertain how to make a budget -- but really want to for your family? Are you confused about which expenses are the most important -- … [Read more...]

The #1 Tip for Avoiding Debt: Start With What You Have, Not What You Need

The #1 Tip for Avoiding Debt- Change your mindset. It's about starting with what you have, not with what you need. It's not easy, but it can be done. Via KosheronaBudget.com

I often get emails from readers, who are looking for advice on getting out of debt. I love these emails, because it means that people are connecting and looking for solutions. Almost every email I receive shares a common thread: "How can we make it … [Read more...]

Open an Online Savings Account to Set Up Your Sink Funds (+ Reflections on the New Capital One 360)

piggy banks

You've heard me sing the praises of our online savings accounts for keeping our sink funds (and emergency fund) separate from the rest of our monthly spending money. In fact, to this day, those sink funds keep our budget humming along. They are … [Read more...]