Talking Explicitly to My Children About Money

My husband and I have changed our money lives. We got out from under $30,000 of debt -- then set up an emergency fund, funded a bunch of sink funds, and have started aggressively saving for our retirement. That's the good news. The bad news is … [Read more...]

Personal Budget Coaching for 2015

Personal Budget Coaching

Personal Budget Coaching Are you drowning under debt, but resolved to turning that around in 2015? Are you uncertain how to make a budget -- but really want to for your family? Are you confused about which expenses are the most important -- … [Read more...]

Why I Love YNAB (You Need A Budget)

Why I Love YNAB

Budgeting. (Does the mere word send shivers down your spine?) If it does, you're not alone. The truth is that budgeting freaks a lot of people out. It used to freak me out, too. But then I started liking budgeting. (Weird, I know.) What … [Read more...]

{ENDS TODAY} Earn a $200 Bonus When You Open Capital One Checking & Savings Account

Capital One Black Friday Sale

Wahoo! I was so hoping we’d see this offer! Of all the savings on Black Friday, this is my very favorite “deal”. Because this one isn’t just about saving money, it’s about MAKING money. Capital One 360 — where my husband and I personally bank — is … [Read more...]

How I Save My Money with Sink Funds

How to Use Sink Funds to Save Money

Since moving to Cleveland, we've had to set up some new banking routines. We opened an account with a local bank here for our personal and business needs (shout out to Huntington -- they've been fabulously to work with*). Opening those new … [Read more...]

7 Things I Wish I’d Known About Money Before I Got Married

7 Things I Wish I'd Known About Money When I Got Married

For those who have read my family's story about getting out of debt, you know that it thankfully has a pretty happy ending. While I don't regret the struggles that we went through -- because look where we came out! -- I do often wonder what would … [Read more...]

Personal Budget Coaching SUCCESS STORY!

Personal Budget Coaching

As many of you know, I have been working one-on-one with KOAB readers who are interested in personal budget coaching. This is one of my absolute favorite things to do, because I get to play a part in helping you to change your life! It doesn't get … [Read more...]

How We Got Rid of Cable (And What We Watch Instead)

How we cut the cable cord

Nationwide, the average pay cable bill (not including internet and phone service) was $86 in 2011. It's expected to reach $123 by 2015, according to estimates by the NPD Group. That's well over $1000 a year on something that -- at least … [Read more...]

6 Ways to Make Hosting Shabbat Meals More Affordable

6 Ways to Make Hosting Shabbat Meals More Affordable

Over the weekend, I received a great question about how to budget for the expense of hosting Shabbat meals. I recently started reviewing your blog and I'm totally inspired. My husband and I are hitting rough times at the moment and when we sat down … [Read more...]

How Using Sink Funds Can Break the Paycheck to Paycheck Cycle

How Using Sink Funds Can Break the Paycheck to Paycheck Cycle

For years, my husband and I lived paycheck to paycheck. Then life happened, and we started living credit card bill to credit card bill. The way we climbed our way out of that cycle is a long story, but if I had to pick the one turning point, I'd say … [Read more...]