How to Stop Having a Car Loan

How to Stop Having a Car Loan

Car loans are pretty much a way of life in America. According to CNW Marketing Research, 70.5 percent of people finance their cars. Seven out of ten. Of the remaining 29.5%, 18.5% lease them and 11% pay cash up front. So, seriously, when I … [Read more...]

Price Books 101 & Free Printables

How to Make a Price Book (Tutorial & Free Printables)

I'm not a super brand loyal person, but if I'm not making my own tomato sauce, I really prefer Newman's Own Marinara sauce. Yes, I'll use Barilla - or something else, if I've got a coupon. But Newman's Own tastes the best to me. Great, but what … [Read more...]

Personal Budget Coaching for 2014

Personal Budget Coaching

Personal Budget Coaching Are you drowning under debt, but resolved to turning that around in 2014? Are you uncertain how to make a budget -- but really want to for your family? Are you confused about which expenses are the most important -- … [Read more...]

The #1 Tip for Avoiding Debt: Start With What You Have, Not What You Need

The #1 Tip for Avoiding Debt- Change your mindset. It's about starting with what you have, not with what you need. It's not easy, but it can be done. Via KosheronaBudget.com

I often get emails from readers, who are looking for advice on getting out of debt. I love these emails, because it means that people are connecting and looking for solutions. Almost every email I receive shares a common thread: "How can we make it … [Read more...]

Open an Online Savings Account to Set Up Your Sink Funds (+ Reflections on the New Capital One 360)

piggy banks

You've heard me sing the praises of our online savings accounts for keeping our sink funds (and emergency fund) separate from the rest of our monthly spending money. In fact, to this day, those sink funds keep our budget humming along. They are … [Read more...]

Do You Have More Time than Money? Or More Money than Time?

Time or Money: Which Is More Available To You? (And How to Use These Precious Commodities as Wisely as Possible)

Remember when I mentioned that we'd been thinking about hiring someone to mow our lawn? Well, we did it. And I must admit that for a frugal-to-a-fault gal, it feels pretty weird to be paying a guy to do something we are perfectly capable of doing … [Read more...]

When Student Loans Are Bad Debt

graduation cap

In Tuesday's post about credit card debt, Melissa asked: What is your take on other loans- like college loans, or once you’re done with college and have higher education loans (masters, doctorate)? This is a tough question because student … [Read more...]

What’s so bad about a little credit card debt?

What's so bad about a little credit card debt

What's so bad about a little credit card debt? A reader recently asked me this question and when I started to respond to his email, I realized I had a lot to say on the topic! I know that many people think "a little bit" of debt is no big deal, … [Read more...]

How to Get Cheap Sports Tickets with Score Big

wrigley-field

My children have followed in my footsteps as avid sports fans. However in today’s day and age, paying full price seems to cost an arm and a leg. And that’s before they hit you with the added processing, printing, shipping and various others … [Read more...]

5 Ways Losing Weight Is Like Getting Out of Debt

scale

Today marks a pretty exciting day for me. I am officially more than half-way to my weight loss goal. On July 1st, I set out to lose 50 pounds. Today, I stepped on the scale and - hooray! - had lost 26 pounds. To celebrate, I'm writing this … [Read more...]