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Four years ago, my husband and I were on an adrenaline rush. In January of 2008, we had committed to getting out of debt. To having an actual emergency fund (not a $10,000 credit limit on a Visa card, but actual bonafide cash in the bank). To living within our means. To saving a bit [...]
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Yesterday was a crazy day. Major rain storms. Tornado warnings. Our friends’ basement flooded. Our two year old got into a safety-locked container of oil-based paint and “painted” herself and the interior of our Camry. (Don’t ask how that happened.) While she was wrecking havoc out in our car, our six year old was doing [...]
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How much should I spend on food? Housing? Clothing? These types of questions seem to keep popping up. And I understand why – because I, too, have looked for the same kind of answers – especially when I was new to realistic budgeting. I had no idea where to start – and clearly what I [...]
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I just read this article in the USA Today, which concludes that you need to earn at least $150,000 a year to pay for the basics, save and cover a few extras. I was floored! My husband and I don’t earn anywhere near $150,000 per year, and we are more than able to do all [...]
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We’ve been talking a lot about how to save money on Pesach and of course, the most important thing you can do to spend less is to have a budget. And to make it trackable. If you’re not tracking your spending, a budget is mere theory. One very easy way to track your spending is [...]
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Tonight starts Purim. And you know what that means… Just one more month ’til Pesach. Deep breaths. We can still enjoy our Purim chagigot! But come Sunday, it’s time to get serious about the business of budgeting for Pesach – okay? I know the timing of this post might seem odd, but I’ve gotten so [...]
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I signed up for the financial newsletter LearnVest a few weeks ago. Of course, true to form, I went ahead and selected all the various newsletters, so every morning I now have a deluge of emails in my inbox. I’ve actually gleaned a lot of inspiration from them – blogging and otherwise. Like today, there [...]
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I’m fond of saying that personal finance is PERSONAL. Which, to me, means there really is no objective right or wrong way to save money, make a budget or allocate your resources. If it works for you – it works. But there are a few things that I think are objective. And one of those [...]
