Earlier this week, I got an email from a reader, which literally had me in tears of joy. I am just so, so happy for this couple!
I asked her if I could share her email with you, because I want all of you to know that no matter where you are — and how insurmountable your financial issues seem to be — you can turn things around.
I just wanted to drop you a quick line to thank you– about three years ago I found your website, and through your story, my husband and I were inspired to get out of debt. I had about $35,000 worth of student loan debt, (one of which had an 8.5% interest rate) and after reading your story, we made a joint decision to get rid of the debt as fast as possible. We purchased a copy of Dave Ramsey’s Total Money Makeover, and we were on our way.
With “gazelle like intensity,” we switched to an all cash (in envelopes) system, made monthly budgets, snowballed payments, shopped at Aldi and put every spare dollar, including tax returns and bonuses, towards killing the debt. Literally today, 1 month after my third was born, we just paid off the last one.
Thank you for inspiring us– your sharing your story has changed the way we live our lives.
Wow! Just, wow! $35,000 of debt — gone! Rose and her husband slayed the debt dragon, freed up tons of cash every month, and changed their financial map forever — for the better.
I so related to Rose’s story — and to her incredible enthusiasm. It has been seven years since we paid off our last debt (other than our mortgage), and I still get excited when I think about it: FREEDOM!
Whether it takes you six months or six years to get there, the most powerful thing about the journey is realizing that you are never going back to debt and financial disorganization again!
Personal Budget Coaching
If you want to turn your lives around, but don’t know where to start, you can kick-start things just like Rose did, by reading my personal Get Out of Debt story. Or check out Dave Ramsey’s The Total Money Makeover (I bet your library carries it!).
If you want a bit more personalized help, I also offer Personal Budget Coaching and would be honored to assist you in creating a financial roadmap that’s uniquely tailored to your family’s situation. I am accepting new clients for the summer, so please feel free to contact me if you’d like to get started.
Congratulations to Rose! Thank you so much for sharing your story. It is a huge inspiration to me — and I know it will be to the many KOAB readers, as well!