How to Restock Your Fridge & Freezer After a Power Outage (On a Budget)

How to Restock Your Fridge (On a Budget) After a Power Outage. Great tips for anyone who has been without power for more than 24 hours. Via KosheronaBudget.com

Whether your power went out because of a natural disaster, or you find yourself moving across country and need to start over with an empty fridge, here is my advice for how to restock on a budget. Tip #1: Make a List of What You Had When you … [Read more...]

How to Save Money with the SavingStar App

How to Save Money with SavingStar

Smart phones are the hottest way to save money right now. Personally, I'm loving all these new money-saving apps, because they make it so easy to save. One of these apps that I've been using lately is SavingStar. SavingStar started out as a … [Read more...]

How to Stop Having a Car Loan

How to Stop Having a Car Loan

Car loans are pretty much a way of life in America. According to CNW Marketing Research, 70.5 percent of people finance their cars. Seven out of ten. Of the remaining 29.5%, 18.5% lease them and 11% pay cash up front. So, seriously, when I … [Read more...]

Price Books 101 & Free Printables

How to Make a Price Book (Tutorial & Free Printables)

I'm not a super brand loyal person, but if I'm not making my own tomato sauce, I really prefer Newman's Own Marinara sauce. Yes, I'll use Barilla - or something else, if I've got a coupon. But Newman's Own tastes the best to me. Great, but what … [Read more...]

The #1 Tip for Avoiding Debt: Start With What You Have, Not What You Need

The #1 Tip for Avoiding Debt- Change your mindset. It's about starting with what you have, not with what you need. It's not easy, but it can be done. Via KosheronaBudget.com

I often get emails from readers, who are looking for advice on getting out of debt. I love these emails, because it means that people are connecting and looking for solutions. Almost every email I receive shares a common thread: "How can we make it … [Read more...]

Open an Online Savings Account to Set Up Your Sink Funds (+ Reflections on the New Capital One 360)

piggy banks

You've heard me sing the praises of our online savings accounts for keeping our sink funds (and emergency fund) separate from the rest of our monthly spending money. In fact, to this day, those sink funds keep our budget humming along. They are … [Read more...]

Do You Have More Time than Money? Or More Money than Time?

Time or Money: Which Is More Available To You? (And How to Use These Precious Commodities as Wisely as Possible)

Remember when I mentioned that we'd been thinking about hiring someone to mow our lawn? Well, we did it. And I must admit that for a frugal-to-a-fault gal, it feels pretty weird to be paying a guy to do something we are perfectly capable of doing … [Read more...]

When Student Loans Are Bad Debt

graduation cap

In Tuesday's post about credit card debt, Melissa asked: What is your take on other loans- like college loans, or once you’re done with college and have higher education loans (masters, doctorate)? This is a tough question because student … [Read more...]

What’s so bad about a little credit card debt?

What's so bad about a little credit card debt

What's so bad about a little credit card debt? A reader recently asked me this question and when I started to respond to his email, I realized I had a lot to say on the topic! I know that many people think "a little bit" of debt is no big deal, … [Read more...]

How to Get Cheap Sports Tickets with Score Big

wrigley-field

My children have followed in my footsteps as avid sports fans. However in today’s day and age, paying full price seems to cost an arm and a leg. And that’s before they hit you with the added processing, printing, shipping and various others … [Read more...]