Personal Budget Coaching for 2014

Personal Budget Coaching

Personal Budget Coaching Are you drowning under debt, but resolved to turning that around in 2014? Are you uncertain how to make a budget -- but really want to for your family? Are you confused about which expenses are the most important -- … [Read more...]

The #1 Tip for Avoiding Debt: Start With What You Have, Not What You Need

The #1 Tip for Avoiding Debt- Change your mindset. It's about starting with what you have, not with what you need. It's not easy, but it can be done. Via KosheronaBudget.com

I often get emails from readers, who are looking for advice on getting out of debt. I love these emails, because it means that people are connecting and looking for solutions. Almost every email I receive shares a common thread: "How can we make it … [Read more...]

Open an Online Savings Account to Set Up Your Sink Funds (+ Reflections on the New Capital One 360)

piggy banks

You've heard me sing the praises of our online savings accounts for keeping our sink funds (and emergency fund) separate from the rest of our monthly spending money. In fact, to this day, those sink funds keep our budget humming along. They are … [Read more...]

Do You Have More Time than Money? Or More Money than Time?

Time or Money: Which Is More Available To You? (And How to Use These Precious Commodities as Wisely as Possible)

Remember when I mentioned that we'd been thinking about hiring someone to mow our lawn? Well, we did it. And I must admit that for a frugal-to-a-fault gal, it feels pretty weird to be paying a guy to do something we are perfectly capable of doing … [Read more...]

Are Student Loans Good Debt?

graduation cap

In Tuesday's post about credit card debt, Melissa asked: What is your take on other loans- like college loans, or once you’re done with college and have higher education loans (masters, doctorate)? I started to answer her, but then decided the … [Read more...]

Budgeting Basics | What’s wrong with a little bit of credit card debt?

Credit Card Debt Stress

What's wrong with a little bit of credit card debt? During last week's KOAB Budgeting Webinar, I was asked this question and honestly, it caught me off guard. I did my best to answer, but I have been reflecting ever since on the question and my … [Read more...]

How to Get Cheap Sports Tickets with Score Big

wrigley-field

My children have followed in my footsteps as avid sports fans. However in today’s day and age, paying full price seems to cost an arm and a leg. And that’s before they hit you with the added processing, printing, shipping and various others … [Read more...]

5 Ways Losing Weight Is Like Getting Out of Debt

scale

Today marks a pretty exciting day for me. I am officially more than half-way to my weight loss goal. On July 1st, I set out to lose 50 pounds. Today, I stepped on the scale and - hooray! - had lost 26 pounds. To celebrate, I'm writing this … [Read more...]

How to Prepare for Rising Food Prices

drought

It's no secret that this has been the hottest, driest summer on record for more than fifty years. If you live in the Midwest like I do, all you have to do is look at your front yard to understand the impact the drought is having on our … [Read more...]