How We Owned Our Problem with Debt

Last week, I spilled my guts about the downward financial spiral my husband and I fell into just three years ago. I attributed our mounting debt to several factors: buying our apartment, financing several thousands of dollars of car repairs only to … [Read more...]

How $1,000 Changed Our Lives

This is part three in the story of how my husband and I became debt free, built an emergency fund and embraced financial responsibility. If you haven't read the first two parts, you can do so here and here. When I last left you, my husband and I … [Read more...]

How We Paid Off $30,000 of Debt in Just 6 Months

Welcome to part 4 of my financial freedom series -- this is the story of how we got real about our finances and finally learned to live debt-free FOREVER. If you've been here before, you know that during this journey, we were living in Israel -- a … [Read more...]

Why Saving for Our Emergency Fund Took More Than a Year

When I left off in my "honest discussion" saga last week, it was the summer of 2008 and my family had just boarded a plane bound for Kansas City from Tel Aviv. In January of that year, we had gotten serious about figuring out the financial mess we … [Read more...]

How We Finally Finished Our Emergency Fund

Last week, I was telling you about how my husband and I had been working on building an emergency fund of 3-6 months of expenses (since we're both freelancers, we were going for 6 months to give us some added security). Creating this emergency fund … [Read more...]

We’re out of debt & have an emergency fund. Now what?

If you have been coming to this blog for a while, you know that I've been sharing the story of how we changed our financial lives over the past three years. You can read the whole saga here, but the headline is this: Three years ago, we were $30,000 … [Read more...]