Reader Q&A: Where is KOAB heading?

Reader Sherri left a question yesterday on my Leapster2 post about the direction of KOAB -- and in particular the posts about deals and sales. I wanted to quickly respond to Sherri's comment, but I do promise that I'll post that Q&A about … [Read more...]

Financial Goals for December

I've started a little tradition here at KOAB of outlining our financial goals for each month. I am a big believer in having written goals. For me, putting pen to paper -- or fingers to keyboard -- helps focus my scattered-brain tendencies. It also … [Read more...]

The Right Way to Use Coupons

When I first started trying to reduce my grocery budget two and a half years ago, I was pretty dubious about the value of coupons. I just didn't see how saving $.20 here and $.50 there was really going to make such a big difference in my budget's … [Read more...]

How to Make a Budget When You Have Variable Income

I mentioned a few weeks ago that my husband and I have variable monthly income. We are both freelancers. He has one regular client, who pays him in Euro, so the amount he makes every month varies widely based on the exchange rate. I have several … [Read more...]

20 Things I’ll Never Pay Retail For Again

It's not always easy to find bargains on your groceries and household items. And when you keep kosher, well, it's even harder. One of the ways I compensate for the more expensive items on my shopping list -- like $4.99/lb ground beef -- is by … [Read more...]

Making a Budget That Works in 5 Simple Steps

Three years ago, before my husband and I got real about our finances, I really didn't have the slightest idea how to keep a budget. Oh, I knew how to make an Excel chart, with categories in one column and amounts in another. I even knew enough to … [Read more...]

Coupons 101: The Basic Rules of Couponing

If you are new to the world of coupon shopping, it can be very overwhelming at first. Manufacturer coupons, store coupons, BOGO, WYB -- it's a crazy world of acronyms and fine print. Fortunately, the learning curve is fairly short - especially when … [Read more...]

Reader Q&A: Regional Prices

A reader named Angelika left me a comment the other day regarding price differences between the Midwest and other areas of the country. She was talking specifically about the Tri-State area, but I suspect those of you in other higher COL areas might … [Read more...]

Financial Goals for November

 I can not believe it's already November! Doesn't it seem like I was just posting about my OCTOBER monthly goals?! As you might recall, this past month, we were attempting to scale way back after a rather expensive September. We had bumped up … [Read more...]

We’re out of debt & have an emergency fund. Now what?

If you have been coming to this blog for a while, you know that I've been sharing the story of how we changed our financial lives over the past three years. You can read the whole saga here, but the headline is this: Three years ago, we were $30,000 … [Read more...]