Want to know what the #1 expense is in my personal budget? Health care. And thank G-d, it's not because anyone in our family is sick or has a chronic condition. It's because my husband and I are both self-employed and our healthcare costs are … [Read more...]
Search Results for: an honest discussion
It’s Time for Change (How Managing Your Time is Like Managing Your Money)
Posted on April 7, 2013 by
Lately, I've been feeling like I am drowning under a sea of responsibilities and To Dos: blogging, homeschooling, parenting, relationships, chores, volunteer commitments - the list is endless. I'm constantly running two steps behind and wondering … [Read more...]
5 Ways Losing Weight Is Like Getting Out of Debt
Posted on September 20, 2012 by
Today marks a pretty exciting day for me. I am officially more than half-way to my weight loss goal. On July 1st, I set out to lose 50 pounds. Today, I stepped on the scale and - hooray! - had lost 26 pounds. To celebrate, I'm writing this … [Read more...]
Is Your Spending Normal?
Posted on April 30, 2012 by
How much should I spend on food? What's a normal amount to spend on clothing? What do most people spend on vacations? health care? eating out? These types of questions from readers seem to keep popping up in my inbox. And I understand … [Read more...]
Reader Q&A: The Emergency Fund
Posted on November 29, 2011 by
Today's question comes from a reader on the West Coast. She's wondering about having an Emergency Fund - and whether everyone really needs to put aside 3-6 months of expenses. I love this question and, as you will see, had a LOT to say on the … [Read more...]
The Psychology of Budgeting, Part 4: Personal History
Posted on July 24, 2011 by
I suspect that most of us who struggle with financial discipline come by it honestly. (I apologize in advance to my parents, who - bless their hearts - read this blog. But I can't do this series without transparency, so here goes...) I grew up … [Read more...]
CVS Deals for Week of 5/29/11
Posted on May 29, 2011 by
It's a great week at CVS - with a number of freebies! If you've yet to take the CVS plunge, why not start by picking up the freebies? You can roll your ECBs from one transaction onto the next to keep your out of pocket expenses as low as possible … [Read more...]
It’s All Too Much: The Connection Between Debt & Clutter
Posted on February 9, 2011 by
I've been thinking and reading a lot about clutter lately. When I'm not vigilant about nightly pick-ups, my house quickly decomposes into a cluttery museum of stuff. And when that happens, it starts to feel a bit like the walls are closing in and … [Read more...]
Our 3 Financial Goals for 2011
Posted on January 24, 2011 by
I have always been honest on this blog about our finances because I want you to know that we are REAL. And we REALLY do struggle, just like so many Americans (and Israelis), to figure out how to stretch our too-small income to meet our too-large … [Read more...]
Why KOAB = the Ideal jdeal Ambassador (PLEASE Come Leave a Comment!)
Posted on January 12, 2011 by
Remember when I kept hocking you about voting for Kosher on a Budget in the jdeal competition? Thanks so much for your votes! As you guys know, KOAB was one of nine semifinalists. Today, the nine of us are competing to win the jdeal grand prize. … [Read more...]
