The #1 Tip for Avoiding Debt: Start With What You Have, Not What You Need

I often get emails from readers, who are looking for advice on getting out of debt. I love these emails, because it means that people are connecting and looking for solutions. Almost every email I receive shares a common thread: "How can we make it … [Read more...]

Open an Online Savings Account to Set Up Your Sink Funds (+ Reflections on the New Capital One 360)

This post contains my referral links, which helps to support Kosher on a Budget. For more information, see my disclosure policy. You've heard me sing the praises of our online savings accounts for keeping our sink funds (and emergency fund) separate … [Read more...]

Do You Have More Time than Money? Or More Money than Time?

Remember when I mentioned that we'd been thinking about hiring someone to mow our lawn? Well, we did it. And I must admit that for a frugal-to-a-fault gal, it feels pretty weird to be paying a guy to do something we are perfectly capable of doing … [Read more...]

When Student Loans Are Bad Debt

In Tuesday's post about credit card debt, Melissa asked: What is your take on other loans- like college loans, or once you’re done with college and have higher education loans (masters, doctorate)? This is a tough question because student … [Read more...]

What’s so bad about a little credit card debt?

What's so bad about a little credit card debt? A reader recently asked me this question and when I started to respond to his email, I realized I had a lot to say on the topic! I know that many people think "a little bit" of debt is no big deal, … [Read more...]

How to Get Cheap Sports Tickets with Score Big

My children have followed in my footsteps as avid sports fans. However in today’s day and age, paying full price seems to cost an arm and a leg. And that’s before they hit you with the added processing, printing, shipping and various others … [Read more...]

5 Ways Losing Weight Is Like Getting Out of Debt

Today marks a pretty exciting day for me. I am officially more than half-way to my weight loss goal. On July 1st, I set out to lose 50 pounds. Today, I stepped on the scale and - hooray! - had lost 26 pounds. To celebrate, I'm writing this … [Read more...]

How to Prepare for Rising Food Prices

It's no secret that this has been the hottest, driest summer on record for more than fifty years. If you live in the Midwest like I do, all you have to do is look at your front yard to understand the impact the drought is having on our … [Read more...]

Reader’s Story | So Excited to be Getting Out of Debt!

I'm so excited for my reader, J! She's been emailing me for a while about their getting out of debt plans - and now they are really on a roll with their debt snowball. Dear Mara, We just paid off our SECOND DEBT! Turned out car needed minor … [Read more...]