I'm fond of saying that personal finance is PERSONAL. Which, to me, means there really is no objective right or wrong way to save money, make a budget or allocate your resources. If it works for you - it works. But there are a few things that I … [Read more...]
Budgeting Basics | The Importance of Checking Your Credit Report Regularly
Posted on February 22, 2012 by
FREE 10-Day E-Course on Personal Finance
Posted on February 16, 2012 by
The personal finance website LearnVest has a great offer right now: Sign up for a FREE 10-day ecourse to learn how to better manage your money. They're calling it a Boot Camp, so you know it's serious! The 10-day email program gives you daily … [Read more...]
When Your Budget Is In Crisis, What Do You Do?
Posted on January 26, 2012 by
In Wednesday's Budgeting Basics post, guest poster Rifka talked about the "Kulam b'Minus" mentality. In response, a reader named Tzipi asked: Everything you said makes perfect sense, but the question is, how do you get out of the minus? We have all … [Read more...]
Budgeting Basics | Kulam b’Minus – But Is it Really Beseder? {Guest Post}
Posted on January 25, 2012 by
Today's guest post comes from one of KOAB's Israeli readers, Rifka Lebowitz. Whether you live in Israel or North America, I think Rifka's post gives all us food for thought. It’s no secret that reckless attitudes can have tragic consequences. … [Read more...]
Open a Checking Account – Get $50 Bonus
Posted on January 24, 2012 by
Last month, I mentioned my love for Capital One 360. We keep all our sink funds in Capital One savings, and our virtual grocery cash envelope is in a Capital One 360 checking account. If you have been thinking about opening an account at Capital … [Read more...]
Budgeting Basics | Our Budget Categories
Posted on January 18, 2012 by
You asked. I'm answering. In the interest of maintaining a modicum of privacy, I am not disclosing the actual dollar amount we spend, rather the percentage that each category represents of our overall spending. Please do not deem this post as … [Read more...]
Budgeting Basics | Our 2012 Budget – What Changes We’re Making & Why
Posted on January 1, 2012 by
This morning, I sat down to fine tune our January budget in Excel. (Even though I love Mint, I plan out our budgets in Excel every month, and then transfer those totals over to Mint as necessary. I use Mint primarily for tracking, and Excel for … [Read more...]
Budgeting Basics | Confession Time: I’ve got leaks in my budget.
Posted on December 28, 2011 by
If you're anything like me, the end of the year means a rather frantic rush to get organized. I'm decluttering, selling stuff like a madwoman on Craigslist, giving mountains of stuff away (tax deduction!), clearing off my desk, and making lists. I … [Read more...]
How to Use Sink Funds to Save Money
Posted on December 20, 2011 by
This post contains my referral link, which help to support Kosher on a Budget. For more information, see my disclosure policy. I've talked before about what a sink fund is - and how it helps to stretch our budget. Today I want to explain … [Read more...]
Budgeting Basics | PerkStreet Cash-Back Debit Card {Virtual Cash Envelopes + $25 Bonus}
Posted on December 19, 2011 by
Last week I told you how we use our Capital One 360 Checking Account for a virtual grocery budget cash envelope. Well, here's one more option I came across: PerkStreet Financial. I actually learned about PerkStreet from Dave Ramsey, who is a … [Read more...]
