21 Days to a Better Budget, Day 1: Are You All In?

Happy New Year! Welcome to Day 1 of my brand new series of posts called 21 Days to a Better Budget. If you’re new to budgeting, or if you’ve tried budgeting before but can’t quite seem to make it work for you, you’re in the right place. Money … [Read more...]

21 Days to a Better Budget, Day 2: Track Your Spending

Welcome to Day 2 of 21 Days to a Better Budget. On Day 1, I asked you to consider your greatest obstacle to being “all in”. And I promised you that we’d hit the ground running with the nuts and bolts of budgeting. So without further adieu, let me … [Read more...]

21 Days to a Better Budget, Day 3: What If Money Wasn’t an Object?

Good morning! It’s Day 3 of the 21 Days to a Better Budget Challenge. I hope you’re still with me because yesterday, I laid on you the most tedious task of this whole process: Tracking your expenses. Obviously tracking is not one of those … [Read more...]

21 Days to a Better Budget, Day 4: What Painting & Budgeting Have In Common

Good morning! Day 4, here we come. If you missed Day 3, 2 or 1, you can find them all HERE. Let me ask you: Have you ever painted a room in your house? If you have, then you know that about 80% of the job is prep work. Taping off the trim. … [Read more...]

21 Days to a Better Budget, Day 5: Budget Math

Over the past three days, you have been working really hard at laying the foundation for your budget. You have started to track your expenses (some of you were already tracking – which is so awesome), tallied up your income, and identified your top … [Read more...]

21 Days to a Better Budget, Day 6: From Tracking to Budgeting

Today we’re talking about how to begin moving from tracking to budgeting. By tracking your spending, you are creating a record of what you have done with your money in the past; by budgeting, you are creating a plan for what you are going to do … [Read more...]

21 Days to a Better Budget, Day 7: Give Every Dollar a Job

  The Why of Budgeting Most of us work very hard to bring money into our homes. So why is it that for so many people, all that hard work flies out the window as soon as it comes to spending the money? We’ll work hard to bring the money … [Read more...]

21 Days to a Better Budget, Day 8: Start Simple, Get Fancy Later

I hope you have your “boss hat” on, because today we are going to start delegating those money jobs. (If you missed yesterday’s email where I explain how to be the boss of your money, go check it out here.) The first rule of delegating is to start … [Read more...]

21 Days to a Better Budget, Day 9: Variable Expenses

Yesterday we did one of the easier parts of budgeting – identified your fixed expenses.  Today, we’re getting a bit more complicated by tackling your variable expenses. Unlike fixed expenses, which cost the same amount month after month (for … [Read more...]

21 Days to a Better Budget, Day 10: Born Savers v Learned Savers

  As I’m sure you have figured out by now, the theme of this week’s posts has been “Be the boss”. “Be the boss” is really just a memorable way for me to say to you: Be in charge of your money. Don’t just let is slip through your fingers. Take … [Read more...]